With Samaritan Ministries, Pre-Existing Conditions may be eligible for sharing depending on the circumstances.  For instance, for a condition that appears to be cured and 12 months have passed without symptoms, treatment or medication, if the condition resurfaces during membership the need could be shared.  The exception to this is that the symptom/treatment free period is 5 years for genetic defects, hereditary diseases, cases of related cancers, and heart conditions. 

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For conditions not cured, medical expenses may be shared if the medical condition has met the following criteria for a period of 5 years at the time your membership began or any time thereafter:  the condition had not been treated nor was future treatment prescribed or planned; the condition had not produced harmful symptoms (only benign symptoms); and the condition had not deteriorated.  If medical bills are submitted for sharing for a stabilized condition, physician verification may be requested to determine if these standards have been met.

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Expenses related to pre-existing High Blood Pressure, High Cholesterol, Pre-Diabetes, Basal Cell Carcinoma, Repair or replacement of Heart Related Implants (Pacemakers)  can be shared under certain conditions which are clearly spelled out in the Guidelines Booklet.